How are fees modeled?
The calculator subtracts the annual fee from the expected annual return before compounding each month.
Finance
Investment Fee Impact Calculator
Compare two fund fee scenarios side by side and see how small annual costs can compound into a large long-term difference.
✓ Tool inputs are processed in your browser✓ No account
Compare long-term impact of investment fees.
When to use this tool
Use it when comparing low-fee and high-fee investing scenarios over time to see estimated fee drag.
- Compare ETF fee assumptions over a long horizon.
- Estimate the cost of a high-fee fund.
- Download a fee comparison chart for review.
Related tools
Related tools
FAQ
Questions
Questions
Why compare two fee levels?
A low-fee and high-fee scenario makes the long-term drag easier to see.
Can I use this for ETFs and funds?
Yes, as a rough educational estimate for annual expense ratios or similar recurring fees.